Introduction :
These terms and conditions govern your use of our services, including personal loans and stock market training services. By accessing or using our website and services, you agree to be bound by these terms. If you do not agree to these terms, please refrain from using our website and services.

1. Loan Services :
Our personal loan services are subject to approval based on your financial profile, credit history, and the documentation provided. We offer to open a Demat account as part of the loan application process. By applying, you consent to the account's creation and agree to provide necessary documents for KYC verification. The loan terms, including interest rates, repayment schedules, and fees, will be disclosed to you at the time of the application. You agree to provide accurate information and notify us of any changes in your financial situation.

2. Stock Market Services :

We are not registered with SEBI and do not engage in stock market advisory or investment services. Our services are limited to referring Demat account opening for loan applications. We do not offer guidance or facilitate investments in stocks or any other securities.
Our stock market training services are designed to help individuals learn how to trade and invest in the stock market. We provide educational materials, courses, webinars, and personalized training sessions through various other platform. All training services are non-refundable, and it is your responsibility to assess whether our courses meet your needs. The information provided during training is for educational purposes only and should not be considered financial advice. We do not guarantee any profits from the stock market, and the risks of investing are solely your responsibility.

3. Demat Account :
To apply for a loan, opening a Demat account is mandatory as part of the application process.. The account opening process involves submitting personal details and documents for KYC verification. By using our services, you consent to the opening of a Demat account with our designated partner or provider. You are responsible for maintaining the security and confidentiality of your Demat account details. Any misuse or unauthorized access to the account is your responsibility.

4. Eligibility :
To apply for a personal loan, you must meet our eligibility criteria, including minimum age, income, and credit score requirements. We reserve the right to reject any loan application based on these criteria or if the information provided is inaccurate or incomplete.

5. Fees and Charges :
We offer a zero-charge loan application process with a free Demat account, making it easier for you to apply for a personal loan without worrying about additional costs. However, please note that some lenders may charge fees, such as processing fees or other service charges, which are not controlled by us. These fees will be disclosed during the loan application process. While we strive to offer transparent and cost-effective solutions, we recommend reviewing all terms and conditions provided by the lender before proceeding with your loan application to ensure clarity on any potential charges.

6. Privacy and Data Protection :
We are committed to protecting your privacy. The personal information you provide will be used solely for processing your loan application or training enrollment and will be kept confidential, in accordance with our privacy policy. By using our services, you consent to the collection, use, and sharing of your data as described in our privacy policy.

7. Disclaimers:

• Loan Services: We make no representations or warranties regarding the approval or disbursement of loans. Loan amounts, interest rates, and terms may vary based on your financial profile.

• Training Services: Our stock market training services do not guarantee financial success or returns. We are not liable for any financial losses incurred by participants during or after completing our courses.

• Third-party Services: We may use third-party services, such as Demat account & Loan providers, and are not responsible for their actions, including any failures, delays, or disputes related to such services.

8. Governing Law and Disputes
These terms and conditions shall be governed by the laws of the jurisdiction where our company is based. Any disputes arising out of or in connection with these terms will be resolved through arbitration or the courts as per the local regulations.

9. Modifications
We reserve the right to modify or update these terms and conditions at any time. Changes will be communicated through the website or other appropriate means. By continuing to use our services, you agree to the updated terms.

10. Contact Us
If you have any questions or concerns about these terms and conditions, please contact us at support@nextfincorp.in.

By using our website and services, you acknowledge that you have read, understood, and agreed to these terms and conditions.

Term & Conditions