Privacy Policy

At Next FinCorp, we value and respect your privacy. This Privacy Policy outlines how we collect, use, protect, and disclose your personal information when you use our services, including loan applications and Demat account referrals. By using our website, mobile application, or any services provided by Next FinCorp, you agree to the terms outlined in this policy.

Information We Collect

We collect both personal and non-personal information that you provide when you apply for a loan, refer a Demat account, or use our services. The types of information we may collect include:

• Personal Information: This includes your name, contact details (email, phone number), address, date of birth, PAN number, Aadhaar number, income details, and other information required to process loan applications or Demat account referrals.

• Demat Account Information: When referring a Demat account, we collect the necessary details to open the account, including the financial institution’s details, KYC (Know Your Customer) documentation, and your investment preferences.

• Non-Personal Information: This includes technical information about your usage of our website or mobile application, such as IP address, browser type, operating system, and usage statistics.

How We Use Your Information

We use the information we collect for several purposes, including but not limited to:

• Loan Processing: To evaluate and process your loan application, including performing credit assessments and verification of your financial status.

• Demat Account Referral: To assist you in opening a Demat account with our referral partner and provide necessary support.

• Customer Service: To respond to inquiries, resolve issues, and offer assistance regarding your loan or Demat account services.

• Marketing and Promotional Activities: We may use your contact information to send you promotional offers, updates, and newsletters regarding our services, provided you have consented to receive such communications.

• Improvement of Services: We may use your information to enhance our products and services, including website or app functionality, by analyzing usage patterns.

How We Protect Your Information

We take the security of your personal information seriously and implement various security measures to safeguard it. These include:

• Encryption: All sensitive data such as personal and financial information is encrypted during transmission using secure protocols (SSL/TLS).

• Access Controls: We limit access to your personal information to authorized personnel who need it for business purposes, such as processing loans or assisting with Demat account referrals.

• Data Storage: We store your information in secure servers with appropriate safeguards to prevent unauthorized access, alteration, or disclosure.

Sharing Your Information

We may share your information with third parties under the following circumstances:

• Loan Lenders and Financial Partners: To process your loan application or verify financial information, we may share your details with lenders, financial institutions, and credit bureaus.

• Demat Account Partners: We may share necessary information with our referral partners to facilitate the opening of your Demat account and ensure smooth onboarding.

• Service Providers: We may engage third-party service providers who assist in processing loans, providing customer support, or offering technology services. These third parties are required to adhere to confidentiality agreements and only use your information for the purposes we specify.

• Legal Compliance: We may disclose your information if required by law or to comply with legal processes, such as a subpoena or court order.

Your Rights and Choices

As a user, you have the following rights concerning your personal information:

• Access and Correction: You have the right to request access to the personal information we hold about you and to request corrections if any information is inaccurate or outdated.

• Opt-Out of Marketing Communications: If you no longer wish to receive marketing or promotional emails from us, you can opt out by following the unsubscribe instructions provided in the email or by contacting us directly.

• Withdrawal of Consent: If you have previously provided consent for us to use your information for certain purposes (e.g., marketing), you have the right to withdraw that consent at any time.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website or mobile app. Cookies help us understand user behavior, improve website functionality, and offer personalized content. You can control cookie settings through your browser settings, but please note that disabling cookies may impact the functionality of some parts of our website.

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or to comply with legal, accounting, or reporting requirements. Once your data is no longer required, we will securely delete or anonymize it.

Children’s Privacy

Our services are not intended for children under the age of 18, and we do not knowingly collect personal information from individuals under this age. If you believe we have inadvertently collected such information, please contact us, and we will take steps to delete it.

Changes to This Privacy Policy

Next FinCorp reserves the right to modify or update this Privacy Policy at any time. Any changes will be posted on our website, and the date of the last update will be reflected at the top of the policy. We encourage you to periodically review this policy to stay informed about how we protect your information.

Contact Us

If you have any questions or concerns about this Privacy Policy, or if you wish to exercise your rights, please contact us at:

By using our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and sharing of your personal information as described.